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If the borrower believes that a lender or servicer has violated the requirements for a single point of contact in section 38-38-103.1 or the prohibition on dual tracking in section 38-38-103.2, the borrower may file a complaint with the colorado attorney general, the federal consumer financial protection bureau (cfpb), or both. The filing of a complaint will not stop the foreclosure process.

Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov

Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov

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NOTICE TO AN OWNER IN FORECLOSURE:

If your property goes to foreclosure auction sale and is purchased for more than the total owed to the lender and to all other lien holders, please contact the Public Trustee's Office after the sale because you may have funds due to you.

"The following information does not replace the Colorado Revised Statutes" and is only an interpretation of the guidelines established by Colorado law.

For legal direction refer to the Colorado Revised Statutes and/or seek legal counsel.